Senior Risk Analyst

City of Homestead • Human Resources • Homestead, Florida, United States • $78,416 - $101,941 / year • 1w ago

General Function:

Provides administrative and clerical support to the Risk & Safety Manager related to risk matters, some of which are of a confidential nature. Work subjects may be technical in nature and may require familiarity with the terminology used in departmental work.

This position works under general supervision with latitude for general judgment in performing duties in accordance with policy guidelines. An employee in this classification should have a thorough knowledge of property and liability insurance, including State statutes, rules, and regulations, prevailing applicable case law, and the ability to interpret legal documents and contracts regarding insurance requirements and insurance language. The individual must possess the ability to maintain and establish effective working relationships with other employees, elected officials, and the public.

Reports To:

Director of Human Resources

Risk & Safety Manager

Supervisory Responsibility:

None

Essential Duties and Responsibilities:

Review insurance sections of agreements and contracts to ensure that the insurance requirements meet the risk exposures of the project.
Make any revisions that are necessary to the insurance sections of the agreements or contracts that address any additional risk exposures not reflected in the insurance section of the agreement or contract.
Maintain record keeping of contracts, amendments, insurance policies, and related materials.
Review certificates to confirm if the coverage in place is in accordance with the terms of the agreement.
Review endorsements to confirm if the correct endorsements are in place for the coverage reflected on the certificate and the requirements of the agreement.
Analyze and review special event applications to ensure applicants and vendors satisfy the City’s insurance requirements.
Receive and review insurance binders, policies, and endorsements to assure compliance.
Assist with researching and developing new insurance programs.
Assess property and casualty damage to City properties and coordinate recovery processes with insurance brokers.
Review claim adjustment activities provided by the City’s Third-Party Claims Administrator (TPA) to ensure compliance.
Assists the TPA with claims investigations, conducting case management activities, and ensuring proper negotiation and settlement of claims.
Review reserves on all pending claims with TPA.

The duties listed above are intended only as illustrations of the various types of work that may be performed. The omission of specific duties does not exclude them from the position if the work is similar, related, or a logical assignment to the position. Qualifying individuals with disabilities may be provided reasonable accommodations to enable them to perform the essential functions.

Type of Appointment/Work hours:

· Full-time/Regular in-person position.

· Standard workweek, which is forty (40) hours of work per week usually consisting of five (5) days of eight (8) hours per day or four (4) days of ten (10) hours per day. The workday may be varied for the efficient delivery of public service.

· Will be required to work other than the standard workweek on occasion, including evenings, weekends, and/or holidays.

· Will be required to work occasional overtime or shift assignments, if applicable.

Physical and Environmental Demands or Conditions:

The physical and environmental demands for this position have been listed on the last page of this description. Physical and environmental demands must be met to successfully perform the essential duties and responsibilities of this position.

Requirements:

Bachelor’s degree in Business Administration, Public Administration, Occupational Safety, or other related academic fields with some coursework in occupational safety, insurance, or risk is required.
A minimum of ten (10) years of insurance background, have strong analytical and computer skills, and be familiar with risk management processes. Able to assess potential risk exposures from agreements and identify correct policy coverage and endorsements to address the potential risk exposures.
Proficiency in Microsoft Office programs.
2-20 Property and Casualty License.
CPCU Designation and/or an ARM Designation are preferred.
Public sector loss prevention/risk management experience preferred.
Ability to establish and maintain effective working relationships with City departmental supervisors and managers, professional organizations and agencies, employees, and the public.
Must possess a valid Florida driver's license with a clean driving record.
Must pass a background screening process.

Core Competencies:

Judgment - Sound decisions based on fact; uses logic to solve problems.
Quality of Work - Performs work thoroughly, accurately, and professionally.
Reliability - Timely and consistently completes assigned work; consistently reports to work and is punctual.
Safety - Committed to ensuring a safe environment and complies with applicable safety standards.
Technical Capability - Applies knowledge to identify issues and works to develop skills; demonstrates knowledge of techniques, skills, and equipment.

Work Authorization/Security Clearance:

The employee must successfully pass a background screening process and comply with the City’s Drug-Free Workplace policy.
The City will also verify the identity and employment authorization of individuals hired so the proper completion of Form I-9 is required, which includes the employee providing documents evidencing identity and employment authorization.

All of the above information is intended to indicate the general nature and level of work performed by employees in this position. This description is not intended to contain or be interpreted as a comprehensive inventory of all duties and qualifications required of employees assigned to this position. Duties, responsibilities and activities may change at any time with or without notice.