Job Summary
***The budgeted salary for this position is $95,000***
Position Overview: The Risk Manager oversees the County’s comprehensive risk management and liability insurance programs, ensuring effective identification, evaluation, and mitigation of potential risks across all operations. Reporting to the Human Resources & Risk Management Assistant Director, this position develops and implements strategies to protect County assets, employees, and the public, manages safety and loss control initiatives, and ensures compliance with applicable laws and regulations. The role requires sound judgment, professional expertise, and strategic leadership to foster a culture of safety, accountability, and continuous improvement.
Essential Job Functions
Risk Identification and Analysis:
- Identifies and assesses potential risks in all County operations and facilities; develops and implements proactive risk mitigation strategies.
- Reviews insurance coverage, evaluates exposure levels, and recommends appropriate types and limits of coverage.
- Coordinates with consultants and brokers to procure, renew, and manage County insurance policies.
- Maintains detailed records of insurance assets, claims, and coverage history.
Insurance and Claims Administration:
- Administers County insurance programs including property, liability, workers’ compensation, auto, and other commercial lines.
- Reviews and approves insurance policies, endorsements, and premium invoices.
- Coordinates claims management processes with departments, insurers, and third-party administrators to ensure accurate and timely reporting.
- Analyzes claims trends and recommends corrective actions to prevent recurrence.
Safety and Loss Control:
- Oversees County-wide safety initiatives, ensuring compliance with OSHA and state regulations.
- Conducts facility inspections, safety audits, and risk assessments of worksites; recommends and monitors corrective actions.
- Develops and delivers risk management and safety training programs; maintains attendance and compliance records.
- Provides guidance on accident investigations, loss prevention, and workplace safety standards.
Regulatory Compliance and Program Development:
- Ensures County compliance with relevant federal, state, and local laws, including ADA, HIPAA, and workers’ compensation regulations.
- Develops and updates risk management policies, procedures, and safety manuals.
- Collaborates with departments to address training needs, improve safety performance, and reduce loss exposure.
- Assists in developing and managing the risk management and safety budget.
Leadership and Communication:
- Provides technical and administrative supervision to assigned staff.
- Represents the department at meetings, hearings, and public events as needed.
- Communicates complex risk and insurance information clearly to County leadership, staff, and stakeholders.
- Maintains effective working relationships with County officials, employees, insurers, and the public.
PHYSICAL REQUIREMENTS: Work involves a combination of office and field duties requiring frequent sitting, standing, walking, and use of hands and fingers for computer and inspection tasks. The position requires good visual acuity, hearing, and communication skills, as well as the ability to occasionally lift and carry up to 30 pounds. Site inspections may require climbing stairs, walking on uneven surfaces, or entering confined spaces with appropriate safety equipment.
ENVIRONMENTAL CONDITIONS AND WORK HAZARDS: Work is primarily performed in a standard, climate-controlled office environment but may involve visits to outdoor County facilities, job sites, and construction areas where exposure to varying weather conditions, noise, and environmental hazards may occur. Safety equipment such as hard hats, safety glasses, and protective footwear may be required during inspections. The role requires adherence to established safety protocols and awareness of ergonomic and repetitive motion considerations during office tasks.
SAFETY EQUIPMENT & PERSONAL PROTECTIVE EQUIPMENT (PPE): Employees are required to adhere to all safety protocols and utilize appropriate safety equipment and personal protective equipment (PPE) provided to ensure a safe working environment. Specific requirements include:
- Mandatory PPE: Employees must wear designated PPE, which may include safety goggles, gloves, hard hats, hearing protection, and respiratory masks, depending on the tasks performed.
- Safety Training: All employees will receive training on the proper use and maintenance of safety equipment and PPE to minimize risks and ensure compliance with safety regulations.
- Inspection and Maintenance: Employees are responsible for regularly inspecting their PPE for wear and tear, and reporting any damaged equipment to their supervisor for replacement.
- Emergency Equipment: Familiarity with the location and use of emergency equipment, such as fire extinguishers, first aid kits, and eyewash stations, is required.
SUPPLEMENTAL INFORMATION:
This job description is not intended to be and should not be construed as an all-inclusive list of all the responsibilities, skills or working conditions associated with the position. While it is intended to accurately reflect the position activities and requirements, Management reserves the right to modify, add or remove duties and assign other duties as necessary that are a logical assignment to the position.
EMERGENCY RESPONSE/RECOVERY ACTIVITIES:
County employees are considered essential personnel in providing and continuing services to our community during and following a disaster, such as a hurricane, or in other emergency situations. As a requirement of County employment, County employees are subject to being required to remain at work during an event, respond to a recall immediately following an event and/or immediately reporting to work when an all clear is declared by the County Administrator. During these types of events, County employees may temporarily be assigned to work and perform duties outside the normal scope of their position, location, and work schedule to fit the needs of the County and its citizens.
ADA STATEMENT:
A qualified employee or applicant with a disability may be afforded a reasonable accommodation to perform the essential job functions of a position in compliance with the Americans with Disabilities Act.
EEO STATEMENT:
St. Lucie County BOCC is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate based on race, color, religion, gender, sexual orientation, national origin, age, disability, or any other protected characteristic. We encourage all qualified candidates to apply.
Qualifications
Candidates should possess a solid foundational background that demonstrates their ability to engage with the responsibilities of the role effectively.
- Graduation from an accredited four (4) year institution in Risk Management, Business Administration, Public Administration, or related field required; Master’s degree preferred.
- Minimum five (5) years of progressively responsible experience in risk management, safety, insurance administration, or a related field; at least three (3) years in a supervisory or lead capacity preferred.
- Public sector or governmental experience strongly preferred.
- Professional certification preferred: Associate in Risk Management (ARM), Risk Management Professional (RMP), RIMS-CRMP, Certified Safety Professional (CSP), or equivalent.
- Strong knowledge of risk management principles, safety regulations, workers’ compensation, loss control techniques, and insurance program administration.
- Excellent analytical, problem-solving, and financial management skills.
- Proficient in Microsoft Office Suite and risk management software systems.
- Exceptional written and verbal communication skills, with the ability to prepare reports, policies, and training materials.
- Proven ability to manage multiple projects, meet deadlines, and maintain attention to detail.
- High degree of professionalism, integrity, and discretion in handling confidential matters.
- Must possess and maintain a valid Florida driver’s license with a good driving record.
